EExpensekind.expense
One person paid. Split it.
Dinner, rent, that absurd IKEA run. One payer, a few participants, a shared receipt.
SASampaidMDL 468.98
Split 3 ways — Kebab
−156.33 Sam−156.33 You−156.33 Casey
Gen 3One verb for money between friends
The quiet ledger
for everyone you owe,
and everyone who owes you.
HiBill tracks the dinners, the deposits, the forgotten fifties. Expenses, loans, and paybacks — three flavors of the same honest thing. No group-chat math. No awkward asks. Just the balance, when you want to look.
hibill.app / home
You owe, net
−980.53MDL
four people, twelve weeks of weekends.Owed to you
131.00 MDL
You owe
1,111.53 MDL
People · 4
9 settled upAL
Alex
you owe Alex serious moneyyou owe
MDL 1,000.00SA
Sam
you owe Sam dinneryou owe
MDL 111.08JO
Jordan
Jordan owes you dinnerowes you
MDL 131.00CA
Casey
basically squaresquare
—
1,820Housemates using daily
94.3kTransactions recorded
11 daysMedian settle cycle
38Currencies supported
01The insight
Every dollar between friends is one of three things.
Most apps conflate them and pretend groups or settlements are separate features. HiBill collapses the model: three kinds, one timeline, one balance.
LLoankind.loan
You lent. They owe.
No receipt, no split — just a number that moves one way until it moves back.
YOYou lent Sam+MDL 500.00
laptop deposit
Feb 18 · no split, no receipt
running balance → +500.00 MDL
PPaybackkind.payback
Money changed hands. Close the loop.
A Venmo nudge, a cash drop, a bank transfer. The balance goes down; the memory stays.
YO→CAWed, Apr 8MDL 1,931.00
Balance with Casey went from −1,931.45 → −0.45
Partial settlement · logged, not guessed
02One timeline
Everything that ever happened, in one place.
No separate settlements ledger. No groups you forgot you made. Expenses, loans, and paybacks interleave chronologically — the complete truth of who did what, for whom, when.
- Search any lineby person, amount, or scribbled note
- Tap to drill intwo-person ledger, no groups required
- Nothing hiddenpaybacks log like anything else
activity.logAll 3 kinds
AL
Saturday brunchExpense
Alex · 2,000.00 MDL · 2 ways · Yesterday
YO
Books for the roadExpense
You · 100.00 MDL · 2 ways · Wed, Apr 15
CA
Paid back CaseyPayback
Casey · 1,931.00 MDL · direct · Wed, Apr 8
SA
KebabExpense
Sam · 468.98 MDL · 3 ways · 15 days ago
SA
Laptop depositLoan
Sam · 500.00 MDL · loan · 2 mo ago
· 43 earlier transactions ·
03How it works
Three moves. The rest is memory.
01
Add a transaction
One input, three flavors. Type who, what, and how much. Split or not — your call.
ExpenseLoanPayback
title Ramen run
paid Alex
split 3 ways · equally
amt 312.00 MDL
02
Watch balances move
Every person you owe or who owes you shows up on Home. Sorted by size, written in plain language.
AL−1000
Alex
SA−111
Sam
JO+131
Jordan
03
Close the loop
When someone pays you back (or you pay them), log the payback. The balance resolves itself.
Balance with Casey
−1,931.45→−0.45square
basically square.
04The tone
Numbers feel like numbers. Balances feel like life.
Every balance comes with a one-line translation — a little serif caption so you know if this is a coffee debt or a real one, at a glance.
3MDLbasically square
42MDLAlex owes you a coffee
160MDLyou owe Sam dinner
620MDLJordan owes you a weekend trip
4,200MDLyou owe Casey serious money
05Why switch
If you've been using the other one, you'll feel the difference.
Typical split appHiBill
Transaction modelExpenses only3 kinds (expense, loan, payback)
GroupsFirst-class, always-onOptional shortcut. Skip entirely.
SettlementsSeparate tabSame timeline as everything else
ToneSpreadsheet-ishPlain-English captions
CurrencyUSD-firstMDL, EUR, GBP, RON + 34 more
Price$3.99 / moFree while in Gen 3 preview
06FAQ
Quick questions, honest answers.
No. HiBill is a memory tool, not a wallet. You tell it what happened; it remembers. Paybacks get logged when they happen, not when they clear.